Terms of Service

Last updated: December 2025

1. Agreement to Terms

By accessing or using the services provided by RuDo Wealth Investment Advisory Private Limited ("RuDo Money", "we", "us", or "our"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Services Description

RuDo Money provides investment advisory and wealth management services, including portfolio management, financial planning, and related consulting services. Our services are designed to help you achieve your financial goals through personalized investment strategies.

3. Eligibility

To use our services, you must:

  • Be at least 18 years of age
  • Have the legal capacity to enter into binding agreements
  • Provide accurate and complete information during registration
  • Complete all required KYC (Know Your Customer) verification
  • Comply with all applicable laws and regulations

4. Account Responsibilities

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized access or use of your account.

5. Investment Advisory Services

Our investment advisory services include:

  • Personalized investment recommendations based on your risk profile
  • Portfolio construction and management
  • Regular portfolio reviews and rebalancing
  • Tax planning guidance
  • Financial goal planning

All investment recommendations are provided for informational purposes and based on the information you provide. The final investment decision rests with you.

6. Fees and Payments

Our fee structure is disclosed transparently before you engage our services. Fees may include advisory fees, transaction charges, and other applicable costs. All fees are clearly communicated and agreed upon before any investment is made.

7. Risk Disclaimer

IMPORTANT INVESTMENT RISK DISCLOSURE

  • All investments are subject to market risks. Please read all scheme-related documents carefully before investing.
  • Past performance is not indicative of future returns.
  • There is no guarantee that investment objectives will be achieved.
  • The value of investments can go down as well as up.
  • Currency fluctuations may affect the value of overseas investments.
  • You should not invest money that you cannot afford to lose.

8. Limitation of Liability

To the maximum extent permitted by law, RuDo Money shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, arising out of or related to your use of our services. Our total liability shall not exceed the fees paid by you in the twelve months preceding the claim.

9. Indemnification

You agree to indemnify and hold harmless RuDo Money, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services, violation of these terms, or infringement of any third-party rights.

10. Intellectual Property

All content on our platform, including text, graphics, logos, and software, is the property of RuDo Money or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our written consent.

11. Termination

Either party may terminate this agreement with appropriate notice as per the service agreement. Upon termination, we will assist in the orderly transfer or liquidation of your investments as per your instructions. Any fees owed up to the termination date will remain payable.

12. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Bengaluru, Karnataka.

13. Regulatory Compliance

RuDo Wealth Investment Advisory Private Limited is registered with SEBI (Securities and Exchange Board of India) and complies with all applicable regulations. We maintain proper records and submit required reports to regulatory authorities.

14. Changes to Terms

We reserve the right to modify these Terms of Service at any time. We will notify you of any material changes through email or by posting a notice on our website. Continued use of our services after such changes constitutes acceptance of the new terms.

15. Contact Information

For questions about these Terms of Service, please contact us:

RuDo Wealth Investment Advisory Private Limited

4th Floor, Brigade Gateway, Malleshwaram

Bengaluru, Karnataka 560055, India

Email: contact@rudomoney.com

Phone: +91 80 4567 8900

CIN: U66190KA2023PTC180371